One of the keys to a sound financial strategy is spending less than you take in, and then finding a way to put your excess to work. A money management approach involves creating budgets to understand and make decisions about where your money is going. It also involves knowing where you may be able to put your excess cash to work.
Lifestyle inflation can be the enemy of wealth building. What could happen if you invested instead of buying more stuff?
The Lowdown on Those Free Credit Scores
What’s the deal with your yearly free credit report?
Life and Death of a Twenty Dollar Bill
How long does a $20 bill last?
What Is My Current Cash Flow?
Assess whether you are running “in the black” or “in the red” each month.